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Group Benefits Consulting

Customized Group Benefits Plans

It starts with getting you the best rates  —  but it doesn’t end there. At MacLellan & Moffatt Group Consultants, we’ll help you attract and retain top talent with the right group benefits to suit your employees’ needs. Our goal is to optimize the investment you make in your benefits plan to help you make the most of your program.

Group Benefit Plan Components

  • Life Insurance
  • Dependant Life Insurance
  • Accidental Death & Dismemberment (AD&D)
  • Short Term Disability (STD) and Long Term Disability (LTD)
  • Extended Health Care
  • Dental Care

Optional Add-On Benefits:

  • Health Care Spending Account
  • Employee Assistance Program (EAP)
  • Group Critical Illness Insurance
  • Cost Plus

 

Advantages of Group Benefits

Advantages for Employers

Advantages for Employees

  • Benefits received may not be considered a taxable benefit.
  • No need to use after-tax money to purchase various types of insurance.
  • Does not usually require medical evidence of insurability.
  • Group insurance can be less expensive than individual insurance.