Things to consider:
In the year 2001, all forms of employee benefits accounted for over 40% of gross annual payroll costs. Value for your benefit dollar is more than just good rates more importantly it is obtaining recognition and value from your staff.
In the last few years low unemployment has been the catalyst in creating competition for companies to attract and retain quality employees. An effective and efficient benefit package can help define a well-run business.
With health care costs rising and provincial budgets being cut, health care plans are required to "fill the gap".